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FREE 2025 APPLICATION ASSISTANT

One guided application. The right NJ form at the end.

Answer plain-language questions here. Watchdog will determine whether the 2025 ANC-1 or PAS-1 applies, fill the official State PDF, and prepare it for you to review, print, sign, and mail.

No preparation feeOfficial State form outputEncrypted account storage
Have these nearby

Your 2025 NJ-1040 information, Social Security numbers, property tax information, and—if PAS-1 applies—2024 and 2025 income information.

FREE WATCHDOG ACCOUNT

Save your application privately.

Sign in with a six-digit email code. New users get a free Watchdog account automatically.

By continuing, you agree to the Watchdog Terms of Use and acknowledge the Privacy Policy.

WATCHDOG PRIVATE VAULT

Your sensitive answers are encrypted before they are saved.

Watchdog stores encrypted ciphertext. Your recovery key stays with you and is required to decrypt the application on a new device.

Zero-knowledge by design

The recovery key is not stored in Supabase or with the encrypted PDF record.

FIND THE RIGHT 2025 FORM

Tell us about your filing status and age.

You

2025 BENEFITS

Did you receive either disability benefit during 2025?

Social Security Disability

Railroad Retirement Disability

YOUR 2025 APPLICATION

Watchdog does not make the final eligibility decision.

The State of New Jersey reviews the completed application and determines eligibility and benefit amounts.

APPLICANT INFORMATION

Enter the names exactly as they should appear on the State form.

MAIN HOME

Where was your New Jersey main home?

Use the code for the municipality shown in the official NJ instructions.

Was your October 1, 2025 address different?

PRIVATE VAULT FIELD

Enter the Social Security number requested by the official form.

This value is encrypted in your browser before account storage.

It is not intentionally placed in analytics, URLs, localStorage, or readable Supabase rows.

OCTOBER 1, 2025

Was this New Jersey property your main home on October 1, 2025?

OFFICIAL FORM STOP

This guided 2025 application should stop here.

Based on the answer above, Watchdog will not generate a completed ANC-1 or PAS-1 because doing so could create a misleading State form. Review the official New Jersey property tax relief instructions for other options.

NJ property relief forms

YOUR MAIN HOME

Which best describes your October 1 main home?

ANC-1

Complete the remaining ANC-1 questions.

Were you blind or disabled on December 31, 2025?

$

Did you own and occupy this same main home for the prior ANCHOR benefit year?

Was your name on the lease?

Did you share the rent with another adult who was not your spouse/CU partner?

Was your name on the lease/site agreement?

PAS-1

Tell us about your 2025 main-home history.

Did you own and occupy the same New Jersey main home for all of 2025?

PROPERTY DETAILS

Enter the identifiers and tax information from your property record.

Did anyone other than your spouse/CU partner share ownership?

Did the property have multiple units?

$

Shared ownership in 2024?

Shared ownership in 2025?

Multiple units in 2024?

Multiple units in 2025?

Does the property include additional lots?

$
$

Was the property subject to a P.I.L.O.T. agreement in 2025?

Is this a cooperative or continuing-care retirement community unit?

PAS-1 INCOME

Enter the five income amounts for each year.

Use the figures called for by the official PAS-1 instructions. Watchdog totals these lines when it fills the PDF.

PAS-1 · SCHEDULE 1

Enter the two New Jersey main homes you owned during 2025.

Main Home 1

Shared ownership?

Multiple units?

Main Home 2

Shared ownership?

Multiple units?

FINAL DETAILS

How can the State contact you, if needed?

Who prepared this application?

FINAL REVIEW

Review before Watchdog prepares the official PDF.

Sensitive values remain masked in this summary. You can go back and change answers before generating the file.

✓

YOUR APPLICATION IS READY

The official 2025 NJ form has been prepared.

The completed PDF is saved to your Watchdog account as encrypted data and can be decrypted later with your Private Vault key.

My saved applications
Review, sign, and date before mailing.

Open the PDF and confirm every answer. If filing jointly, both signatures may be required. Mail it to the address printed on the official form.

KEEP WATCHDOG TOOLS FREE

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